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Phone: 203-877-1570, Toll-Free: 877-977-1570

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Explanation of Coverage
 
silver carThe following is intended to provide some basic information on coverages. We are always happy to discuss your particular situation and recommend coverage levels to meet your needs.
 
Connecticut State Minimum Coverages:
Limits of liability as required by law are as follows (a.k.a., the state minimum):
$20,000 Bodily Injury per Person
$40,000 Bodily Injury per Accident
$10,000 Property Damage per Accident
 
Other common combinations of coverage (bodily injury per person/bodily injury per accident/property damage per accident):
$25,000/$50,000/$25,000
$50,000/$100,000/$50,000
$100,000/$300,000/$50,000
$300,000/$300,000/$100,000
$250,000/$500,000/$100,000
 
Typical Levels Chosen:
Individuals that own their own home typically choose at least:
$100,000 Bodily Injury per Person
$300,000 Bodily Injury per Accident
$50,000 Property Damage per Accident
 
Individuals with minimal assets, such as students, generally choose the state minimum:
$20,000 Bodily Injury per Person
$40,000 Bodily Injury per Accident
$10,000 Property Damage per Accident
 
As always, if you are not sure what coverage to select, we are glad to make recommendations based on your personal circumstances.
 
Obtain a Free Quote and Buy Insurance
There are three ways of obtaining a quote and buying insurance from Harrigan Insurance and Financial Services Inc.—online, over the phone or in person at our sales and service center at the Connecticut Post Mall in Milford, Conn. While many of our carriers allow us to give you an auto quote online, some don’t, so we always recommend you take full advantage of our no-cost, friendly customer service to ensure your online quote is the most price competitive, includes all the discounts and credits available and is the best fit for your individual situation.

  

Harrigan Insurance & Financial Services Inc. 1201 Boston Post Road
Milford, CT 06460
(Post Mall, Lower Level)
203-877-1570
Toll-Free: 877-977-1570
harrigan@snet.net
Monday-Thursday 9:30 a.m.-8 p.m.
Friday 9:30 a.m.-6 p.m.
Saturday 9:30 a.m.-4:30 p.m.

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