Basic Homeowners’ Information
How much should I insure my home for?
One hundred percent of the rebuilding costs are generally what the insurance value is based on. If the home doesn’t qualify for replacement coverage, customers usually choose to insure for equal to or greater than the mortgage amount.
What else do you consider when choosing homeowners’ insurance?
All homes are inspected to confirm proper coverage, and that they meet the minimum underwriting standard. All homes must demonstrate pride of ownership and adequate maintenance.
Get an Online Homeowners’ Insurance Quote
If you have more than one residence, please fill out another form.
Please note: Insurance coverage cannot be bound without a written binder from our office.
Please also note: Many insurance carriers use information gathered from you and outside sources about your claim, credit history and home. This information allows insurance companies to determine accurately the proper price to charge. You are entitled to a free copy of the reports by contacting the appropriate consumer reporting agency within the next 60 days. By filling out the form, you agree to the above terms.
Harrigan Insurance & Financial Services Inc.
1201 Boston Post Road
Milford, CT 06460
(Post Mall, Lower Level)
Monday-Thursday 9:30 a.m.-8 p.m.
Friday 9:30 a.m.-6 p.m.
Saturday 9:30 a.m.-4:30 p.m.